SimpleCare Insurance
Menu
Call Book appointment

Renew, or tell us what changed

SimpleCare Insurance clients renew with the same agent who enrolled them, and can report a change to income, household or immigration status at any time of year, not only during Open Enrollment. Reporting changes promptly keeps your Marketplace application accurate and reduces surprises when the premium tax credit is reconciled on your tax return.

Renew for the coming plan year

Open Enrollment for the coming plan year has closed. A qualifying life event — a move, a marriage, a new baby, the loss of other coverage — may still open a Special Enrollment Period, and your agent checks that with you.

Book with your agent See how Marketplace coverage works

If your income changed

Tell your agent as soon as your household income estimate changes. The Marketplace uses that estimate to set your advance premium tax credit, and updating it during the year reduces surprises when the credit is reconciled on your federal return.

Report an income change See how your return and your estimate connect

If your household changed

A marriage, a divorce, a new baby, a child who ages off the plan, or someone moving in or out changes who belongs on the application and what financial help the household may qualify for. Report it as soon as it happens.

Report a household change

If your immigration status changed

To enroll through the Marketplace you generally need to be lawfully present in the United States and not have access to other qualifying coverage; many lawfully present immigrants qualify for coverage and for financial help. Bring your immigration document and an estimate of your yearly income and we will check your eligibility together, free.

A new or renewed document, or a change of status, has to be reflected on your application to keep the policy active. Bring the document to your appointment, or ask your agent for a secure link — never email a photo of it.

Update your status with your agent

How to send documents

There is no upload on this website, and we never ask for identification, immigration or tax documents by ordinary email. Bring them to your appointment in Miami, or ask your agent to send you a secure link.

See the document checklist

Questions about renewing and updating

Start with what clients ask most often when something changes mid-year.

What counts as a life change that lets me enroll now?

Common qualifying life events include losing other health coverage, moving to a new area, getting married, and having or adopting a child. Certain changes in income or immigration status can also qualify. Each has its own deadline, usually 60 days from the event. Tell us what changed and when, and we will confirm whether a Special Enrollment Period applies.

My income changes every month. What income do I report?

Report your best reasonable estimate of the household income you expect for the whole year — for self-employment, income after business expenses. If it turns out different, tell us and we update the Marketplace application. Keeping it current reduces surprises when the premium tax credit is reconciled on your federal tax return.

Can I keep my doctor?

Often, but it must be checked plan by plan. Every plan has its own provider network and drug list, so bring the names of your doctors and your current medicines to the appointment. We look each one up in the plans available to you before you enroll, rather than after.

Book with your agent

You renew with the same licensed agent who enrolled you. Choose a time in person in Miami or by phone, in English or Spanish.

See all appointment times Contact the Miami office