“I don't understand the Marketplace and I'm afraid I'll pick wrong.” “Open Enrollment ended and I'm afraid I missed my chance.”
You don't have to. We'll enroll your family — in your language. Free appointment, in person in Miami or by phone. You'll see your real monthly price — some families qualify for $0 plans — before you sign anything. You may still have options. We'll check them with you — in your language. A move, marriage, new baby or loss of coverage may open a Special Enrollment Period. Your appointment is free, in person in Miami or by phone, and we check your eligibility.
Prefer we call you? Send your details →
Three things families come to us for. Each starts with the worry we hear most.
SimpleCare Insurance is a family-owned, licensed independent insurance agency in Miami, founded in 2014 and licensed in 11 states. We enroll families in Marketplace (ACA, often called Obamacare) health plans and add dental and vision coverage, and every agent speaks Spanish. The appointment is free, in person in Miami or by phone, and you see your real monthly price before you sign anything.
“Insurance is for people who earn more than me.”
Subsidies depend on income and household size — depending on yours, you may qualify for a plan with a very low or $0 monthly premium. We show you the real number before you enroll.
How it works →“My plan doesn't cover the dentist and I keep putting it off.”
Supplemental plans from Delta, Cigna and Solstice, added in the same appointment. Cleanings, glasses, kids' checkups.
See options →“I'm self-employed and my income changes every month.”
Your taxes and your insurance subsidy depend on the same number. We file both sides so they agree — 1099, Schedule C, ITIN.
Start your taxes →Order matters here — this is exactly the sequence.
Pick your agent and a time — in person in Miami or by phone.
ID, proof of address, an income estimate and — if it applies — your immigration document. We tell you exactly which.
We file the application, confirm your plan, and handle renewals and income updates all year.
You'll work with the same person from your first call to your renewal.
Licensed insurance agent
Insurance consultant
Licensed insurance agent
Short answers here; the full list is on each service page.
To enroll through the Marketplace you generally need to be lawfully present in the United States and not have access to other qualifying coverage; many lawfully present immigrants qualify for coverage and for financial help. Bring your immigration document and an estimate of your yearly income and we will check your eligibility together, free.
There is no single price. Your monthly premium depends on your household size, expected annual income, age, zip code and the plans available where you live, and you may qualify for financial help that lowers it. We calculate your real monthly number and out-of-pocket costs with you in the free appointment, before you choose.
No. SimpleCare Insurance is paid by the insurance carrier when you enroll, so the appointment, the plan comparison, the application and your renewals cost you nothing. Simple Tax charges separately for tax preparation, and you are told that price before any work begins.
Open Enrollment for the coming plan year runs Nov 1 – Dec 15. Outside that window you can enroll if a qualifying life event opens a Special Enrollment Period, for example a move, marriage, new baby or loss of other coverage. Dates can differ in states that run their own Exchange. We can check your situation, free.
We compare available health plans from Florida Blue, Aetna, Oscar, Cigna and UnitedHealthcare, plus dental and vision options from Delta Dental, Cigna and Solstice. Which carriers and plans you can choose depends on your county and your eligibility, so we check what is actually available at your address before recommending anything.
4.8 out of 5 from 75 Google reviews 
Reviews from Google
We have used Simplecare Insurance for several years and found them to be extremely knowledgeable and helpful for all of our health insurance needs.
Their staff always returns my calls whenever I have a question and their responses are fast and concise.
I highly recommend it!!!
Simple Care has been my Allied in the hardest Health issue encounter by me , they were there honestly for me . the IUC had me worried about the bill , 9 days and Harry Froget , one of the Directors assured me that the bill was covert y them , Florida Blue , So put your trust in people that care about Human Being’s and not just Money, I call them my Guardian Angels
Diego was so responsive and helpful. I’m so impressed with their expertise. Strongly recommend!
Awesome team, offering excellent service and knowledge about all insurance plans that better suits your needs.
The best and the most accurate insurance office I have ever been. Good people, good results.
Harry Froget is very helpful, profesional and solve what you are looking for.
Understand your needs.
This insurance company is been my company for 4 years and the service is been fantastic.
Very professional and makes all the details to have a great insurance
He explains very clear and help you with the best plan for you and your family
Professional and personal service. Highly recommended for personal and corporate taxes.
Open Enrollment for the coming plan year runs Nov 1 – Dec 15. Missed it? A life change may still qualify you.